Wallet, top-ups and message costs
Your wallet is prepaid credit in your PeopleWisher account. Paid messages, such as SMS and X posts, are taken from it as they’re sent. Your plan subscription is billed separately.
You can always see your balance in the Wallet row at the bottom of the left menu, or by clicking your name.
Add funds (top up)
Section titled “Add funds (top up)”- Go to Settings → Billing and click Top up wallet. You can also click Top up wallet wherever you see a low-balance warning.
- In Add Funds To Wallet, pick a Quick select amount or type your own under Or enter amount.
- Click Proceed to Payment and complete the payment.
Your new balance shows once the payment is confirmed.

Minimum top-up
Section titled “Minimum top-up”| Currency | Minimum |
|---|---|
| US dollars ($) | $5 |
| Indian rupees (₹) | ₹500 |
| Nigerian naira (₦) | ₦3,500 |
How you can pay
Section titled “How you can pay”- US dollars and Indian rupees: card payment through our payment partners.
- Nigerian naira: bank transfer. VAT (7.5%) and a small processing fee are deducted from the amount credited. The payment page shows the exact amount you’ll receive before you pay.
What uses your wallet
Section titled “What uses your wallet”| What’s sent | Cost |
|---|---|
| Birthday and celebration emails from group schedules | Included in your plan |
| Campaign and quick-send emails through the PeopleWisher Email Service | A tiny amount per email (for example $0.0005 or ₦0.75). Free when sent from your own connected email or SMTP. |
| SMS through PeopleWisher SMS | Per 160-character part: $0.011, ₹1 or ₦6 |
| SMS through your own SMS Gateway phone | Free from PeopleWisher (your phone plan applies) |
| See Connect WhatsApp → Billing | |
| X (Twitter) shoutouts | $0.02, ₹1.60 or ₦30 per post (more if the post has a link). See Social shoutouts. |
| Facebook, Instagram and LinkedIn shoutouts | No extra cost |
| Slack and Microsoft Teams | No extra cost |
| Celebration graphics | Some graphic creation can use wallet credit. Check Settings → Billing for current rates. |
Prices are correct at the time of writing and may change. The cost of a quick send or campaign is always shown in Cost & balance before you send.
Example
Section titled “Example”A 200-character birthday SMS is sent as 2 parts. With a US dollar wallet, it costs 2 × $0.011 = $0.022 per person. For 50 birthdays a month, that’s $1.10.
What happens when your wallet runs low
Section titled “What happens when your wallet runs low”- Scheduled birthday SMS are skipped for that group when your balance can’t cover them, and we email you. Top up, then use Try again on the Schedule page for anyone who was missed.
- X shoutouts are skipped with Not posted: … Top up your wallet to post on X.
- Quick sends and campaigns show You need … more to send this. with a Top up wallet button.
- When resolving a failed message, you may see Wallet balance: … Top up first, then retry.
Gift wallet
Section titled “Gift wallet”Paid gifts from the Gift Center use a separate gift wallet. Top it up under Gift Center → Wallet.
Plans and invoices
Section titled “Plans and invoices”Go to Settings → Billing to see your Current plan and Billing history, or click Upgrade plan. Each plan includes a set number of contacts and groups.
